What documentation is required for a Qualifying Life Event (QLE)?

The documentation required depends on the type of qualifying event. Examples of required documentation may include:

• Marriage: Copy of marriage certificate

• Divorce: Copy of divorce decree or legal separation agreement

• Birth of a child: Copy of birth certificate or hospital record

• Adoption of a child: Copy of adoption decree or placement agreement

• Death of a dependent: Copy of death certificate

• Loss of other coverage: Written confirmation of loss of coverage, including the end date, such as a letter from the prior carrier or employer

• Gain of other coverage: Written confirmation of new coverage eligibility and effective date

• Change in employment status: Documentation of the status change, such as an employer letter or pay stub reflecting the change

If you are unsure whether your situation qualifies as a QLE or what documentation is required, contact Benefit Harbor for guidance at 888-996-3958 before submitting your request.