What is accident insurance?
Edited
Accident insurance is supplemental coverage that can pay a cash benefit directly to you if you experience a covered injury and submit a claim. Covered injuries and services may include emergency room or urgent care visits, fractures, concussions, burns, ambulance services, hospital stays, and certain surgeries.
This coverage is not a substitute for major medical insurance. It is designed to help with additional costs you may face after an accidental injury.